BadaBro
100K+ Loan Applications
BadaBro
24/7 Access To Money
BadaBro
1000K+ Apps Downloads
BadaBro
100K+ Happy Customers
BadaBro
About us
Who is BadaBro?

Are you a Salaried Professional in need of instant funds? Are you a College Student with a lot of aspirations? Do you wish you had some pocket money at your disposal to fulfill your dreams? Do you want quick access to credit when a need arises?

BadaBro Hai Na!

BabaBro is a mobile app-based platform that provides Instant loans for Salaried Professionals and AGE 21+ INDIVIDUALS (INDIAN CITIZEN) (from recognized educational institutions). The loans availed are instantly credited to your Bank account/Paytm wallet.

Benefits
Meet BadaBro, With Awesome benefits
  • BadaBro
    Credit before you know it!

    Request online, and BadaBro credits your Bank/Paytm account instantly.

  • BadaBro
    Prepare for rewards!

    Tell your friends about BadaBro and earn rewards!

BadaBro
  • BadaBro
    Quick & hassle-free processing

    Upload your Aadhaar /PAN, Employee ID and fill in a few basic details to complete your profile.

  • BadaBro
    Approvals in a jiffy

    Online Profile approval and credit limits assigned.

Process
How Badabro Works
BadaBro
Download the App Now BadaBro
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TESTIMONIALS
Who Loves BadaBro
BadaBro

Very very super excellent app, I borrow money immediately and interest is very low, and the best thing about this app is they give maximum 3 month to repay and my limit is increased very fast because I repay on time. Super excellent app.

Himesh Raj Borrower
BadaBro

I have recently downloaded this app and applied for loan, it got approved within 24 hours with credit limit of 1k, this was my first time applying for loan. Till now, one of the best loan app for students. Really helpful during emergencies. This is my latest review, everything was fine.... but since the latest update I'm unable to take loan from this app please resolve this issue as soon as possible.

Q Inika Chishi Borrower
BadaBro

I would definitely say it's a reliable source of fullfilling financial needs in bad times I would say the best interest rate in the merger tell date and flexible repayment options this application is a gem for those in need would recommend to all good going guys. Keep it up..

Sushma yaduwanshi Borrower
BadaBro

This app really helps in the times when u need money urgently... Interest rates are also low…

Nandita Gupta Borrower
BadaBro

Even after 30 days overdue, the customer support is too polite, the way of talking was not so harsh they understand the problems, best application for money lending.

Amit kumar mohanty Borrower
BadaBro

This is Avery good loan providing app! They understand us and our critical situations, I asked them to increase my limit as I’m in some problem, within a day they increased my limit. Thank You BadaBro

Monu Kumar Singh Borrower
BadaBro

Very good experience... Excellent app for students. I would suggest you all to use badabro app if you are in need of money instead for going to such cheap and froud apps who asks for money first and after we deposit money they don't respond. Thank you BadaBro team. Customer support is also very good....

Hritik Sharma Borrower
BadaBro

BadaBro is best app for AGE 21+ INDIVIDUALS (INDIAN CITIZEN) personal loan and etc., This app is very helpful in difficult situation, I want to say all AGE 21+ INDIVIDUALS (INDIAN CITIZEN) if need some amount or loan please refer Badabro. My experience on BadaBro is nice.

Asit yadav Borrower
BadaBro

I have just installed the app and upto now it was a great experience using it. No single bug was found out while registering process and uploading documents. They collect your personal info such as your pan card, govt card, college ID and your basic information. Great app for students. Give it a try...

Bhimavarapu Bhavesh Reddy Borrower
BadaBro

Overall it's a good app. May be the interface doesn't look beautiful but performance is good. The interest rate and charges are a little high but however the 3 months interest is 50 rupees less than that of mPokket. But I liked the app.

Debashish Maharana Borrower
BadaBro

I love this app this app , help me when I need the money in very emergency time , its loan process is very fast and it is very reliable also this is the best tap with reasonable interests for a limited amount of time. it will be very helpful if you increase the limit. Do want to continue my usage of badabro

Sujit Mahata Borrower
BadaBro

I love this app this app, help me when I need the money in very emarzincy time, it's lone process is very fast and it is very reliable also this is the best tap with resonance in Teresa for a limited amount of time. It will be very helpful if you increase the limit. I do want to continue my used of badabro..

Hemanand Tandi Borrower
BadaBro

Really a very good experience from this app... Got my account approved within 24 hours and my first limit is 1000 and my repayment time is also very good which is of 3 months.... Having a wonderful experience from this app... Would really recommend this app to all AGE 21+ INDIVIDUALS (INDIAN CITIZEN)... Who are really in need of urgent loans....Thats all..... Thanks...

Anish Chakraborty Borrower
Eligible
Loan Eligibility
  • BadaBro

    Age Above 18+ Years

  • BadaBro

    Must Be Indian Citizen

  • BadaBro

    KYC Valid Address Proof

  • BadaBro

    Valid Bank Account

  • BadaBro

    PAN Card

  • BadaBro

    Valid Employee ID

India’s Preferred

Instant Loan App
INSTANT LOANS FOR SALARIED PROFESSIONALS AND
AGE 21+ INDIVIDUALS (INDIAN CITIZEN)
  • BadaBro BadaBro Super Fast Credit to your Bank/Paytm
  • BadaBro BadaBro 24/7 Access to Money
  • BadaBro BadaBro Flexible EMIs of 61 to 90 Days
BadaBro

* Terms:
Services available for Salaried Professionals and AGE 21+ INDIVIDUALS (INDIAN CITIZEN).
Conditions Apply.

FAQ's
ASK
BADABRO

Who can borrow and what are the documents/details required?
Badabro provides loans to AGE 21+ INDIVIDUALS (INDIAN CITIZEN) and salaried professionals, as per below mentioned documents/details:

AGE 21+ INDIVIDUALS (INDIAN CITIZEN):

  • Attained the age of 18 years
  • Valid college ID card or any other similar document
  • PAN card and Aadhaar are mandatory as ID and address proof
  • Last 3 months Bank Statement
  • Other document/details

Salaried professionals:
  • PAN card and Aadhaar are mandatory as ID and address proof
  • Last 3 months Bank Statement (showing Salary Credits)
  • Latest salary slip & Offer/Joining Letter
  • Other document/details

What are the loan limits available for Salaried professionals/students?
AGE 21+ INDIVIDUALS (INDIAN CITIZEN): Initial borrowing limit of INR 500. Borrowing limit may increase up to INR 10,000 over time based on repayment track record and other factors.
Salaried professional: Initial borrowing limit of INR 500 or higher subject to documents submitted. Borrowing limit may increase up to INR 20,000 over time based on repayment track record and other factors.

What is the Profile Creation Process?
Please follow the following steps:

Salaried professionals:

  • Step 1. Download Badabro app from Google Playstore
  • Step 2. Verify your mobile number via OTP
  • Step 3. Sign up using Google/FB account
  • Step 4. Create your profile password
  • Step 5. Choose your occupation
  • Step 6. Upload your KYC documents and other information
  • Step 7. Create a selfie video
  • Step 8. Wait for your profile to get approved (this can take between 10 minutes to a few hours)
  • Step 9. Once notified of approval, borrow money instantly into your bank account

I am unable to register from my second device.
Please raise the device change request by filling out the required details on the contact us page or you can drop us an e-mail with the details on helpcenter@badabro.com

Aadhaar/PAN Card mandatory?
Yes.

What if I do not have a salary slip?
Salary slip is mandatory.

Last 3 months Bank statement mandatory?
Yes.

Do I have to submit hard copies of my documents?
No, you do not need to submit any hard copies of your document. The Profile Creation process with Badabro is online and paperless.
You just need to fill in the required details and upload photos of required documents. Once your profile is approved you can borrow money instantly.

How will I know what changes/updates I need to make in my profile?
Messages from BadaBro about incomplete profile will be sent via app notifications/text/Email. Also, the profile section will display the incomplete sections with related pop-up messages intimating changes required.

How long does it take to get my Profile approved?
Upon successful Profile completion, approval process may take up to 24 hours under normal conditions. Of course, BadaBro endeavors to approve as quickly as possible.

I accidentally chose different occupation.
Please email us at helpcenter@badabro.com with your registered mobile number. Our customer support representative will get in touch with you to resolve the issue.

How is the credit limit decided?
BadaBro provides all approved users with a basic limit of Rs. 1,000/-. The credit limit assigned to a user is dynamic in nature and it may go UP or DOWN, as decided by our proprietary algorithm, basis several factors.

How to increase my Credit Limit?
Good repayment history is one of the primary factors leading to an increase in credit limits. Also, other factors like referring friends, regular transactions and additional information/details provided are also important.

I just repaid my loan. Why did my credit limit not increase?
Timely repayment of a loan is one of the most important factors contributing to higher limits, however it does not mean that each repayment will lead to higher limits. Other factors also play an important role towards increase of limits.

How do I get money?
During loan disbursement, user may choose between Bank account or Paytm wallet, basis which loan amount will be disbursed. In case of bank account, please make sure that correct details are entered. Also, in case of multiple bank accounts added to BadaBro, please mark the desired bank account for disbursement as “Primary Bank account”.

I have submitted my loan request, but yet to receive funds?
Once the “Profile” has been created, BadaBro credit team approves the “Profile” and assigns credit limit. Post approval, you need to choose the desired loan amount and it gets disbursed instantly upon accepting the terms and conditions.

How long does it take to get money in my PayTM wallet?
In case you have chosen Paytm as the “Primary Bank account”, the disbursement is instant.

How long does it take to get money in my bank account?
Loan disbursement in Bank account may take upto 24 hours to process. In case of non-working days (weekend or bank holiday) in between, disbursement may take longer.

The transaction screen shows my loan was processed but I have not received the money?
In case “Primary account” chosen is a Bank account, disbursement may take up to 24 hours to process. In case of non-working days (weekend or bank holiday) in between, disbursement may take longer.

It has been more than 24 hours. Why have I not received money in my bank?
Kindly check whether the IFSC code and Bank account details of your Bank account are correct. In case of multiple bank accounts added to your profile, disbursement will be done in the account marked “Primary”.

How can I repay the loan amount?
Please visit the transactions page on BadaBro app where due dates and amount due will be visible. Click on “Pay Now” to repay the loan at any time via payment options provided.

Do I have to repay less if I pay early?
No, the entire amount payable is due for repayment. In case one requires shorter repayment period, please select appropriate loan tenure in future transactions.

What if I repay late?
Repayment beyond due date impacts your credit limit negatively. Also, a daily penalty per day will be levied basis how long the loan remains unpaid.

What if I do not repay?
BadaBro endeavors to be your online elder brother, and we would like to be thought of as a friend. And just like a friend, we understand you may face financial difficulties at times. We request you to get in touch with us at helpcenter@badabro.com to make the repayment as flexible for you as possible.

However, in case of intentional defaults or evasive borrower behavior, please remember that each loan is backed by a digitally signed legal contract which allows us to take the following steps:

  • CIBIL Score downgrade leading to
    • Difficulty in getting future loans from any Bank/NBFC in India.
    • Difficulty in getting Jobs where CIBIL is used for checking financial behavior.
  • Legal action from our NBFC partner.


How do I get a job with BadaBro?
BadaBro is always looking for smart individuals to join the team. We have both full time and part time assignments, along with opportunities to work remotely.

In case you wish to join team BadaBro, please share your CV @ helpcenter@badabro.com

✔ Instant Personal Loan up to ₹10,000 ✔ Instant credit to any Bank account in India ✔ Flexible Repayment Options [2 or 3 months] ✔ Processing fees range between ₹38 to ₹150 [Rounded Off], plus 18% GST. Maximum APR of 115.58%
Interest rates 5% per month.
Tenure is 60-90 days.

For an example, to salaried personnel:

Loan amount - ₹1000
Tenure – 3 Months
Interest Rate – 5% per month
Processing Fee - ₹75
GST on Processing Fee - ₹14
Total Interest - ₹150
APR – 96.93%
Loan amount is ₹1000, Disbursed amount is ₹911. Total Loan repayment amount is ₹1150

Contact us
Feel Free To Reach Us And Say Hi

BadaBro was created with the sole purpose of helping salaried professionals or students to become financially independent so that they can track their financial journey optimally. With instant personal loans online, it becomes an easy affair to attain financial stability. Students have big aspirations and skills they want to harness and, we identified that they could do with a little extra pocket money. With instant loans for students, they can finally reach greater heights with loans starting from 500 to 100000, helping them to take a flight towards the right direction without financial constraints. Every other salaried professional might have faced last-minute remuneration exhaustion in their lives and we analyzed that. BadaBro also has loans for salaried professionals that help them deal with their end-of-the-month salary exhaustion and keep the cash flowing in. With no more salary crunches and no financial dependency, they can steer their ship towards wanting things they love, be it a bike or a car.